Tim Harrigan is a licensed independent insurance agent with 25 years' experience specializing in helping seniors transition into Medicare. Tim services the Exeter, NH, area and beyond as a local
Senior Benefits Specialist.
Tim does over 30 speaking engagements each year in New Hampshire and Maine, helping seniors understand how Medicare works and how to choose between Medicare Advantage plans and Medicare Supplement plans. He has developed a reputation as someone who can explain the basics of Medicare in relatable, easy-to-understand language. Tim has become a popular presenter at adult education classes, libraries, and senior centers and thoroughly enjoys educating seniors about how to easily and confidently transition into Medicare.
Call the Medicare Advantage experts at 603-605-4091 and learn why Medicare Advantage plans have become so popular.
Medicare Advantage, sometimes referred to as Medicare Part C, is a Medicare-approved private alternative to Original Medicare. It includes Medicare Parts A and B and usually a Part D prescription card. They have become increasingly popular because they feature a more holistic approach to medical care and may include extra benefits like dental, vision, hearing aids, gym membership, and free over-the-counter items to help keep you healthy.
Just like with standard health insurance, there are quite a few different Medicare Advantage Plans to choose from. Depending on your personal needs, your team will be able to direct you toward the best fit to ensure you have the coverage that makes sense for you. These plans include:
Aetna, United HealthCare, Humana, Harvard Pilgrim, WellCare, Anthem & Guaranteed Trust and Life.
When you first enroll in Medicare, you will automatically be registered for part A. This part covers any hospital stays, hospice care, nursing homes and other facilities. While most people do not have to pay a premium, you will still be charged a deductible which is why some people add supplemental insurance to cover any out-of-pocket costs.
Medicare Part B covers outpatient services, ambulances, medical equipment, screenings and doctor's visits. Part B can be more costly, and some people do not sign up for it if they have coverage through a job or spouse. For this reason, we will discuss your options to make sure you have proper coverage at the right price.
Medicare Part C is also called Medicare Advantage. Medicare Part C covers everything Part A & B do, and it may even cover some extra benefits. Some of these extra benefits can be dental, vision, hearing and health classes.
Part D focuses on prescription drugs. It will help you cover some of the cost of medicine. Even in this plan, there are different options and qualifications, which is why you should talk to an expert at Harrigan Insurance Services.
Office Visits By Appointment Only
Exeter, NH
29A Court St,
Exeter, NH 03833
Hampstead, NH
2 Village Green Road, Suite A1,
Hampstead, NH 03841
Portland , ME
254 Commercial St. Suite 245,
Portland, ME, 04101
Contact Information
Phone: (207) 650-7380 | (603) 605-4091
Licensed Senior Benefits Specialist in Maine, New Hampshire, Massachusetts, Vermont, Connecticut, Wisconsin, Michigan, Arizona, Virginia, North Carolina, Florida, California
NPN #1629265
Licensed Senior Benefits Specialist in Maine, New Hampshire, Massachusetts, Virginia, Wisconsin, Michigan, Arizona, North Carolina, Florida, California |