Portland, ME

Medicare & Health Insurance Specialists in Portland, ME


Harrigan Insurance Services provides a full array of Medicare plans to seniors in Portland, ME and surrounding communities in southern and coastal Maine. We have become known for our friendly, relaxed style and our expertise in explaining Medicare coverage in clear, easy-to-understand language. 


Please reach out to Tim Harrigan and his team at Harrigan Insurance Services at 207-650-7380 for a FREE consultation. With over 25 years' experience, they will patiently guide you through the ‘Medicare Maze’ and help you choose a plan that is ideally suited to your needs and budget. 


Enhance Your Medicare Plan with Supplemental Coverage

Many seniors choose to enhance their Medicare plan coverage with supplemental riders. These extra layers of protection are available to help pay for copays, coinsurance, or other out-of-pocket costs that come with their Medicare Advantage plan. These supplemental riders include additional coverage for accidents, cancer, heart attack, stroke, and other critical illnesses. Please ask your team at Harrigan Insurance Services to explain how those optional coverages may help in the event of a serious accident or illness.

What is Medicare Part D?

Medicare Part D is a prescription drug plan that can be purchased to complement a Medicare Supplement (Medigap) plan or included as part of a Medicare Advantage plan. Even if you are not currently taking any prescription drugs, it is wise to include this coverage as part of your overall Medicare insurance protection. While not all drugs are cost-prohibitive, some life-saving drugs are extremely expensive, and having prescription coverage that limits your financial exposure could be incredibly valuable to you.


If you do not purchase a Medicare plan with a Part D prescription, you may be subject to monthly penalties that never go away. Tim Harrigan ensures that each of his clients has adequate coverage for Part D prescriptions. If you have any questions about Medicare Part D, don't hesitate to contact us

at 207-650-7380.

We’re here to help! Simply call 603-605-4091 to discuss your Medicare and insurance requirements.

Our Providers 

Aetna, United HealthCare, Humana, Harvard Pilgrim, WellCare, Anthem & Guaranteed Trust and Life.

A

Medicare Part A

When you first enroll in Medicare, you will automatically be registered for part A. This part covers any hospital stays, hospice care, nursing homes and other facilities. While most people do not have to pay a premium, you will still be charged a deductible which is why some people add supplemental insurance to cover any out-of-pocket costs. 

B

Medicare Part B

Medicare Part B covers outpatient services, ambulances, medical equipment, screenings and doctor's visits. Part B can be more costly, and some people do not sign up for it if they have coverage through a job or spouse. For this reason, we will discuss your options to make sure you have proper coverage at the right price. 

C

Medicare Part C

Medicare Part C is also called Medicare Advantage. Medicare Part C covers everything Part A & B do, and it may even cover some extra benefits. Some of these extra benefits can be dental, vision, hearing and health classes. 

D

Medicare Part D

Part D focuses on prescription drugs. It will help you cover some of the cost of medicine. Even in this plan, there are different options and qualifications, which is why you should talk to an expert at Harrigan Insurance Services.

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