Supplemental Plans

Customize Your Coverage

in Exeter, NH and Beyond


No matter how good your health insurance is, even the best 'Cadillac plans' come with holes and gaps like deductibles, co-insurance and more.


Supplemental insurance allows you to cover those holes and gaps and can assist you in covering  out-of-pocket expenses while you are unable to  work. Harrigan Insurance Services helps folks in Exeter, NH, across New England and beyond navigate the world of supplemental health insurance coverage. By choosing supplemental coverage, you can  protect yourself and your family from burdensome out-of-pocket bills.

Accident Rider Protection

When an unforseen accident occurs, this supplemental protection can help you meet your health insurance deductible as well as help pay out-of-pocket costs like mortgage, cable and cell phone bills, insurance premiums, food, education costs, etc.  This supplemental coverage will offer a cash payment sent directly to you to help pay expenses, especially if you are out of work for an extended period of time.

Coverage for Heart Attacks & Strokes

Along with cancer, heart attacks and strokes comprise three of the most common catastrophic illnesses in our society.  This coverage will help you meet your health insurance deductible, help with out-of-pocket expenses and provide a source of cash to help pay for alterations of your home, experimental treatments or perhaps for a top specialist or procedure in Boston.

Cancer Coverage 

Cancer is arguably the most feared catastrophic illness in our society,  Upon first diagnosis of cancer, this coverage will provide a lump sum payment paid directly to you to help you pay your deductible and other out-of-pocket expenses.  It can also be used to help you afford treatments that are not covered by health insurance. Genome sequencing, for example, can provide your oncologist with your complete DNA, your genetic 'blueprint',  providing him/her with the ability to create a precise, individualized treatment plan specifically tailored to your unique genetic code.

Dental and Vision

Dental and vision plans from quality carriers can be important additions to help enhance your overall health coverage.  Our two most popular carriers are NE Delta Dental and Ameritas with excellent provider networks.

Life Insurance

Whether you would like to add to your existing life insurance protection or perhaps provide coverage for funeral costs, we can help.  Many consider having life insurance as a gesture of kindness and caring for their loved ones after one's passing.  Let us know if you have questions or if you would like a free, no obligation quote.

Accident Rider Protection

When a catastrophe happens, the last thing you or your family are thinking of is money. If you are in an accident, this supplemental coverage will offer a larger cash payment.

Hospital Indemnity

Hospital indemnity is designed to cover aspects of a hospital stay that your original health insurance may not cover. 

Cancer Coverage 

When you get diagnosed with cancer, health insurance turns into a very important aspect of your life. Treatments, medicine, hospital stays and equipment are expensive and the price tag will climb higher each day. Cancer coverage will help cover medical and nonmedical expenses that come with a cancer diagnosis. 

Life Insurance

If you need simple life insurance policy questions answered, then contact our team. We will help you understand final expenses and term insurance. 

Coverage for Heart Attacks & Strokes

If you or someone in your family has a history of heart attacks or strokes, this additional coverage is for you. This supplemental coverage will help you focus on treatment and recovery and not just medical bills. 

Accident Rider Protection

When a catastrophe happens, the last thing you or your family are thinking of is money. If you are in an accident, this supplemental coverage will offer a larger cash payment.

Hospital Indemnity

Hospital indemnity is designed to cover aspects of a hospital stay that your original health insurance may not cover. 

Cancer Coverage 

When you get diagnosed with cancer, health insurance turns into a very important aspect of your life. Treatments, medicine, hospital stays and equipment are expensive and the price tag will climb higher each day. Cancer coverage will help cover medical and nonmedical expenses that come with a cancer diagnosis. 

Life Insurance

If you need simple life insurance policy questions answered, then contact our team. We will help you understand final expenses and term insurance. 

Coverage for Heart Attacks & Strokes

If you or someone in your family has a history of heart attacks or strokes, this additional coverage is for you. This supplemental coverage will help you focus on treatment and recovery and not just medical bills. 

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